Group plans only · 10/1 rates
Build a group quote
Census, contribution, and plan mix against the XGB Marpai 10/1 2026 rate card. Totals update as you go.
Step 01
Group
Follows the employee census. Add or remove people in step 02.
One network allowed for groups under 100 enrolled employees.
Sets Humana dental PPO vs Traditional Preferred.
Step 02
Employee census
Name each employee and the coverage they want — or upload a CSV through the census API.
1 enrolled · 1 EE
Census API for Tommy / Gunther
Names are not stored. POST JSON to quote, GET the CSV template, POST CSV to parse.
GET /api/census
GET /api/census/template
POST /api/census/parse { "csv": "Name,Coverage\nAlex,EE" }
POST /api/census { "members": [{ "name": "Alex", "coverage": "EE" }], "network": "phcs", "medicalPlanId": "hsa-8300" }Step 03
Medical plan
Select PHCS Extended PPO
8300 HSA snapshot
For healthy groups that want a tax-advantaged HSA and $0 coinsurance after the deductible.
- In-network deductible
- $8,300 / $16,600
- In-network OOP max
- $8,300 / $16,600
- Member coinsurance
- 0% in / 50% out
- Included
- Recuro telemedicine · Phoenix Rx
HSA tax room (2026)
IRS max $4,400 self-only / $8,750 family. Employer card is $25/mo ($300/yr) toward that cap. Payroll contributions are pre-tax and skip FICA. Qualified medical withdrawals are tax-free.
- Includes $25/mo HSA card funding
- Preventive and telemedicine $0 copay
- In-network: deductible then plan pays 100%
- Preventive Rx $0; all other Rx subject to deductible
| Tier | Monthly rate |
|---|---|
| Employee only | $529.00 |
| Employee + spouse | $919.00 |
| Employee + child(ren) | $1,039.00 |
| Family | $1,299.00 |
Step 04
Ancillary
Dental
Vision
Life + AD&D
Step 05
Employer contribution
Applied to the employee-only rate on every enrolled contract, including dependent tiers.
Cover dependent premiums
Pays a percent of premium above the employee-only rate on EE+SP, EE+CH, and family contracts. Shows on the contribution schedule even before those lives are in the census.
Include $25/mo HSA card
Adds employer funding of $25.00 per enrolled employee. Not part of the listed premium.